Legal Notice Please read the following legal notice carefully. By using this web site, you agree to the terms and conditions set forth below. These terms and conditions may be revised at any time. You are bound by such revisions and should therefore review this notice from time to time for current information. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described on other sites within our main web site. Term Insurance Agency and Coleman Insurance Services Term Insurance Agency and Coleman Insurance Services offer life insurance and annuity products and services. Unless otherwise indicated, the products and services are available in the U.S. only and not all products or services are available in all locations. Trademarks/Copyrights All trademarks, service marks, trade names, logos and icons, registered or not, are the property of Robert M. Coleman dba Term Insurance Agency and Coleman Insurance Services. Other materials on this web site, including video, sound recordings and images, are a copyright of or proprietary to us or are used with the consent of the owner. The contents of this site are protected by copyright, trademark or other intellectual property laws of the U.S. You may copy or print materials from this site for your noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, reuse, sell or display any of the contents of this web site for any public or commercial purpose except with our prior written consent of or the owners of the materials. Nothing contained on this web site should be construed as granting any license or right to use any trademark displayed on this web site without the express written permission of Robert M. Coleman. Unauthorized use may violate copyright, trademark and other laws. Disclaimer The materials and services on this web site are provided "as is" and for information purposes only. We make no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors or inaccuracies. This web site is not intended to offer financial, legal or tax advice. You should consult your own advisors for advice about your specific situation. We disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. We do not warrant that the web site nor functions contained in the materials will operate uninterrupted or error free or are free from viruses, worms or other destructive or harmful code. Links from this site to other sites are provided for users' convenience only. We do not control or review these sites nor does the provision of any link imply an endorsement or association of such sites. Robert M. Coleman is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such other sites via links provided, you do so at your own risk. Jurisdictional Issues Unless otherwise expressly set forth herein, We make no representation that materials on this web site are appropriate or available for use in all locations. Except as expressly set forth herein, the information contained on this web site is not an offer to sell or a solicitation to buy any security, insurance product or service by us. No security, insurance product or other product or service is offered or will be sold by us in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Limitation of Liability To the fullest extent permissible under applicable law, In no event shall we be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions. In such case, in no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this web site. |